PROTECT THE SOUND OF YOUR INSTRUMENT


THOSE WHO PLAY KNOW THE VALUE OF THEIR INSTRUMENT


Whether at home, during rehearsals, concerts, or on the road, musical instruments are constantly at risk. Musical instrument insurance helps protect instruments against damage or unforeseen events, providing peace of mind to those who play, transport, or use their instruments regularly.

For those who don't want to wait


Instrument Protection

It helps minimize losses in the event of damage or loss.

Peace of mind when transporting and using

Safety during travel, rehearsals, or performances.

Suitable for both amateur and professional musicians

Regardless of the level or frequency of use.

Investment Protection

Instruments can have great financial and emotional value.

Flexibility of use

Protection tailored to the type of instrument and context of use.

Continuity of Musical Activity

It reduces the impact of unforeseen events on musical performance.

What is covered?


Accidental damage

Breaks, drops, or impacts that affect the instrument.

Robbery or theft

Coverage in the event of theft of the instrument.

Fires and Natural Phenomena

Damage caused by unforeseen events.

Damage during shipping

Protection while the instrument is being transported.

Use in rehearsals and performances

Coverage for personal or professional purposes, as agreed upon.

Additional options

Option to include extensions tailored to the instrument type and value.

Applicable Terms and Conditions

The specific coverage depends on the terms of the contract and the intended use of the instrument.

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HOW DO YOU WANT TO PROTECT YOUR MUSICAL INSTRUMENT?

Musical instrument insurance is tailored to the type of instrument, how it is used, and its value, whether for study, leisure, or professional performance.

How can we help?

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Dedicated Account Manager

We provide a dedicated consultant to assist you and answer your questions whenever you need it
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Evaluation

We analyze the best solution for you from among the offers available from our partner insurance companies
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Simulation

We have sent you a detailed simulation showing the most advantageous and suitable options
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Subscription

We guide you through the entire process, from start to finish, with your insurance

THE STARS SPEAK FOR THEMSELVES.
AND OUR CUSTOMERS SPEAK FOR US.

Victor Sambo

very good

Ernesto Dias

An extremely competent professional. I switched my home insurance without having to worry about the red tape involved. I’m satisfied not only because I was able to significantly lower my insurance premium, but also because of the professionalism, care, and competence shown in guiding me through the entire process.
I highly recommend Mr. Klycharlles Barners.

Carla Bom

I’m giving a 10-star recommendation for the service I’ve received from Klycharlles Barners and EXS SEGUROS. I’ve been a client for several years, with various types of insurance policies, and I’ll continue to purchase all my insurance through him. He is a highly competent professional who is always available, demonstrates deep knowledge of the insurance field, consistently presents the solutions best suited to the client’s needs, and, above all, inspires confidence in the service he provides. I highly recommend him!!!

Hugo Conceição

Klycharlles Barners 5*

Carla Santos

I highly recommend the services of EXS Seguros. They are extremely competent and dedicated professionals who are always available to answer any questions. They demonstrate a deep understanding of the insurance industry and consistently provide solutions best suited to the client’s needs. Their ethical approach and professionalism inspire confidence and reassurance. Without a doubt, an excellent insurance agent.

Jorge Silva

Kly is an excellent professional—someone who, within the company, followed up on my cases (mine and my wife’s) and went from being an employee to a friend, even though we’ve only ever spoken on the phone. I highly recommend him, as he is competent, trustworthy, and reliable—qualities that are hard to find these days. Congratulations to the company for having a professional like him.

Nuno Gomes

I’ve been a client of the company for almost 3 years, and I’ve always worked with Clycharlles Barners to handle my needs. The support provided has been excellent. Clycharlles has always demonstrated great professionalism, competence, and complete transparency in all the information provided. He is clear, approachable, and inspires confidence. I am very satisfied with the service provided. Keep up the good work.

Rafael Castro

Highly recommended. Awesome service, efficient and clear communication, and the best prices. Andreia Jacques was our dedicated agent, and we couldn’t be happier with her service. She made us feel like we were her only client and her top priority.

Gustavo Gonçalves

I recently had the pleasure of working with Klycharlles Barners at EXS on my personal insurance, and I can’t recommend him highly enough. Thank you, Charles.

Find the answers to your questions


Is this insurance only for professional musicians?
No. It can be used by students, amateur musicians, or professionals.
Do you play cover songs during concerts?
Yes—when included, it may cover use in rehearsals and performances.
Is the instrument protected during transport?
Depending on the terms of the policy, the insurance may cover damage during shipping.
Can I hold more than one instrument?
Yes—it is possible to secure multiple instruments, depending on the solution you choose.

Try it here!
Quick and with no obligation

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