PROTECT THOSE WHO MAKE DECISIONS. PEACE OF MIND IN MANAGEMENT


LEAD WITH CONFIDENCE. KNOW THAT YOU'RE PROTECTED


D&O (Directors & Officers) insurance protects members of the board of directors and management against claims arising from management decisions, safeguarding their personal assets, reputation, and the stability of the company.

For those who don't want to wait


Personal Protection for Decision-Makers

It helps protect the assets and reputation of directors and officers in the event of claims arising from management decisions.

Coverage for employment practices

The possibility of providing protection in situations involving employee complaints.

Extended coverage for the entity

Option to extend coverage to claims filed against the company itself for management actions.

Legal defense costs

Support for defense, representation, and legal proceedings expenses.

Crisis Management and Public Relations

Support for crisis management measures when a company's reputation is at stake.

Peace of mind to lead

It reduces individual and corporate exposure to risks arising from strategic decisions.

What is covered?


Complaints Regarding Management Decisions

Complaints filed by third parties related to management, such as alleged negligence or error.

Civil Liability of Directors and Officers

Protection against claims for damages arising from management actions that cause losses.

Employment Practices

Possibility of extending coverage to claims related to labor relations and employment practices.

Complaints against the organization

Option to also cover the company's own liability for management actions.

Defense Costs

Coverage of legal costs, representation expenses, and defense costs in litigation.

Crisis Management Support

Expenses related to external support for communications and the management of situations that affect reputation.

Applicable Terms and Conditions

Concrete coverage varies depending on the contract and the options selected.

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HOW DOES THE LEADER OF YOUR COMPANY PLAN TO PROTECT IT?

Directors & Officers insurance is tailored to the size and complexity of your company, protecting managers and directors against claims related to decision-making.

How can we help?

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Dedicated Account Manager

We provide a dedicated consultant to assist you and answer your questions whenever you need it
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Evaluation

We analyze the best solution for you from among the offers available from our partner insurance companies
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Simulation

We have sent you a detailed simulation showing the most advantageous and suitable options
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Subscription

We guide you through the entire process, from start to finish, with your insurance

THE STARS SPEAK FOR THEMSELVES.
AND OUR CUSTOMERS SPEAK FOR US.

Victor Sambo

very good

Ernesto Dias

An extremely competent professional. I switched my home insurance without having to worry about the red tape involved. I’m satisfied not only because I was able to significantly lower my insurance premium, but also because of the professionalism, care, and competence shown in guiding me through the entire process.
I highly recommend Mr. Klycharlles Barners.

Carla Bom

I’m giving a 10-star recommendation for the service I’ve received from Klycharlles Barners and EXS SEGUROS. I’ve been a client for several years, with various types of insurance policies, and I’ll continue to purchase all my insurance through him. He is a highly competent professional who is always available, demonstrates deep knowledge of the insurance field, consistently presents the solutions best suited to the client’s needs, and, above all, inspires confidence in the service he provides. I highly recommend him!!!

Hugo Conceição

Klycharlles Barners 5*

Carla Santos

I highly recommend the services of EXS Seguros. They are extremely competent and dedicated professionals who are always available to answer any questions. They demonstrate a deep understanding of the insurance industry and consistently provide solutions best suited to the client’s needs. Their ethical approach and professionalism inspire confidence and reassurance. Without a doubt, an excellent insurance agent.

Jorge Silva

Kly is an excellent professional—someone who, within the company, followed up on my cases (mine and my wife’s) and went from being an employee to a friend, even though we’ve only ever spoken on the phone. I highly recommend him, as he is competent, trustworthy, and reliable—qualities that are hard to find these days. Congratulations to the company for having a professional like him.

Nuno Gomes

I’ve been a client of the company for almost 3 years, and I’ve always worked with Clycharlles Barners to handle my needs. The support provided has been excellent. Clycharlles has always demonstrated great professionalism, competence, and complete transparency in all the information provided. He is clear, approachable, and inspires confidence. I am very satisfied with the service provided. Keep up the good work.

Rafael Castro

Highly recommended. Awesome service, efficient and clear communication, and the best prices. Andreia Jacques was our dedicated agent, and we couldn’t be happier with her service. She made us feel like we were her only client and her top priority.

Gustavo Gonçalves

I recently had the pleasure of working with Klycharlles Barners at EXS on my personal insurance, and I can’t recommend him highly enough. Thank you, Charles.

Frequently Asked Questions


What is Directors & Officers insurance?
This insurance protects managers, directors, and executives against claims or demands for compensation arising from management actions.
Who is eligible for this insurance?
Members of management bodies, executive officers, board members, and other management positions.
Does insurance help cover legal defense costs?
Yes — it includes coverage for legal and defense expenses in cases arising from complaints.
Does it also protect the company?
Yes—it can include coverage to protect the company itself against claims related to management actions.

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