WE PROTECT WHAT MATTERS MOST


Life Housing

Comprehensive Home Insurance

Life and Family Protection

Health

Income Protection

D&O

Managers

Commercial Multi-Risk Insurance

Multi-Risk Condominium Insurance

27 insurance companies.
A proposal.

With us, you'll have a dedicated consultant who will guide you through every step of the process.

No automated phone lines or constant changes in account managers. Here, communication is direct, fast, and personal.

We protect what matters most

Life Housing

Life and Home Insurance

Comprehensive Home Insurance

Multi-Risk Home Insurance

Life and Family Protection

Family Protection Life Insurance

Health

Health Insurance

Income Protection

Income Protection Insurance

Personal Accidents

Personal Accident Insurance

Child Protection

Child Protection Insurance

Car

Auto Insurance

Motorcycle

Motorcycle Insurance

Recreational Boats

Recreational Boat Insurance

Travel

Travel Insurance

Pets

Pet Insurance

Musical Instruments

Musical Instrument Insurance

Bike

Bike Insurance

D&O

D&O Insurance

Managers

Executive Insurance

Cyber Risk

Cyber Risk Insurance

Commercial Multi-Risk Insurance

Commercial Multi-Risk Insurance

Multi-Risk Condominium Insurance

Multi-Risk Condominium Insurance

Vida Group

Group Life Insurance

Freight Transportation

Cargo Insurance

Operational Liability Insurance

Business Liability Insurance

Professional Liability Insurance

Professional Liability Insurance

Health Group

Group Health Insurance

Work-Related Accidents in the Home

Workplace Accident Insurance for Domestic Workers

Work-Related Accidents Among Self-Employed Workers

Self-Employed Workers' Compensation Insurance

Work-Related Accidents Involving Third Parties

Work-Related Accidents Involving Third Parties

THE STARS SPEAK FOR THEMSELVES.
AND OUR CUSTOMERS SPEAK FOR US.

Victor Sambo

very good

Ernesto Dias

An extremely competent professional. I switched my home insurance without having to worry about the red tape involved. I’m satisfied not only because I was able to significantly lower my insurance premium, but also because of the professionalism, care, and competence shown in guiding me through the entire process.
I highly recommend Mr. Klycharlles Barners.

Carla Bom

I’m giving a 10-star recommendation for the service I’ve received from Klycharlles Barners and EXS SEGUROS. I’ve been a client for several years, with various types of insurance policies, and I’ll continue to purchase all my insurance through him. He is a highly competent professional who is always available, demonstrates deep knowledge of the insurance field, consistently presents the solutions best suited to the client’s needs, and, above all, inspires confidence in the service he provides. I highly recommend him!!!

Hugo ConceiĂ§Ă£o

Klycharlles Barners 5*

Carla Santos

I highly recommend the services of EXS Seguros. They are extremely competent and dedicated professionals who are always available to answer any questions. They demonstrate a deep understanding of the insurance industry and consistently provide solutions best suited to the client’s needs. Their ethical approach and professionalism inspire confidence and reassurance. Without a doubt, an excellent insurance agent.

Jorge Silva

Kly is an excellent professional—someone who, within the company, followed up on my cases (mine and my wife’s) and went from being an employee to a friend, even though we’ve only ever spoken on the phone. I highly recommend him, as he is competent, trustworthy, and reliable—qualities that are hard to find these days. Congratulations to the company for having a professional like him.

Nuno Gomes

I’ve been a client of the company for almost 3 years, and I’ve always worked with Clycharlles Barners to handle my needs. The support provided has been excellent. Clycharlles has always demonstrated great professionalism, competence, and complete transparency in all the information provided. He is clear, approachable, and inspires confidence. I am very satisfied with the service provided. Keep up the good work.

Rafael Castro

Highly recommended. Awesome service, efficient and clear communication, and the best prices. Andreia Jacques was our dedicated agent, and we couldn’t be happier with her service. She made us feel like we were her only client and her top priority.

Gustavo Gonçalves

I recently had the pleasure of working with Klycharlles Barners at EXS on my personal insurance, and I can’t recommend him highly enough. Thank you, Charles.

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