PROTEJA A SUA ATIVIDADE DE DANOS INVOLUNTÁRIOS


A ATIVIDADE CONTINUA, O RISCO NÃO PARA


Gerir um negócio implica lidar com pessoas, espaços e operações. O seguro de responsabilidade civil de exploração protege a empresa quando, no exercício normal da sua atividade são causados danos involuntários a terceiros.

For those who don't want to wait


Proteção financeira da empresa

Evita que indemnizações elevadas comprometam o negócio.

Cobertura para acidentes do dia a dia

Situações ocorridas durante o funcionamento normal da atividade.

Proteção perante clientes, visitantes e fornecedores

Danos causados involuntariamente a terceiros.

Adequado a vários setores

Comércio, serviços, indústria, restauração, escritórios e outros.

Reforço da credibilidade da empresa

Demonstra responsabilidade e profissionalismo.

Supplement to other business insurance policies

Integra uma estratégia global de proteção.

What is covered?


Personal injury to third parties

Lesões físicas causadas involuntariamente no âmbito da atividade.

Property damage to third parties

Prejuízos causados a bens de terceiros durante a exploração do negócio.

Responsabilidade decorrente das instalações

Acidentes relacionados com o espaço onde a atividade é exercida.

Responsabilidade por atos de colaboradores

Danos causados por colaboradores no exercício das suas funções.

Legal Defense Costs and Claims

Apoio em despesas associadas à defesa jurídica e processos de indemnização.

Additional options

Possibilidade de incluir extensões de cobertura conforme o risco da atividade.

Applicable Terms and Conditions

The actual coverage depends on the terms of the policy and may vary depending on the plan selected.

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COMO QUER PROTEGER A EXPLORAÇÃO DO SEU NEGÓCIO?

O seguro de responsabilidade civil de exploração adapta-se ao tipo de atividade, às instalações e ao contacto com terceiros, acompanhando o funcionamento diário da empresa.

How can we help?

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Dedicated Account Manager

We provide a dedicated consultant to assist you and answer your questions whenever you need it
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Evaluation

We analyze the best solution for you from among the offers available from our partner insurance companies
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Simulation

We have sent you a detailed simulation showing the most advantageous and suitable options
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Subscription

We guide you through the entire process, from start to finish, with your insurance

THE STARS SPEAK FOR THEMSELVES.
AND OUR CUSTOMERS SPEAK FOR US.

Victor Sambo

very good

Ernesto Dias

An extremely competent professional. I switched my home insurance without having to worry about the red tape involved. I’m satisfied not only because I was able to significantly lower my insurance premium, but also because of the professionalism, care, and competence shown in guiding me through the entire process.
I highly recommend Mr. Klycharlles Barners.

Carla Bom

I’m giving a 10-star recommendation for the service I’ve received from Klycharlles Barners and EXS SEGUROS. I’ve been a client for several years, with various types of insurance policies, and I’ll continue to purchase all my insurance through him. He is a highly competent professional who is always available, demonstrates deep knowledge of the insurance field, consistently presents the solutions best suited to the client’s needs, and, above all, inspires confidence in the service he provides. I highly recommend him!!!

Hugo Conceição

Klycharlles Barners 5*

Carla Santos

I highly recommend the services of EXS Seguros. They are extremely competent and dedicated professionals who are always available to answer any questions. They demonstrate a deep understanding of the insurance industry and consistently provide solutions best suited to the client’s needs. Their ethical approach and professionalism inspire confidence and reassurance. Without a doubt, an excellent insurance agent.

Jorge Silva

Kly is an excellent professional—someone who, within the company, followed up on my cases (mine and my wife’s) and went from being an employee to a friend, even though we’ve only ever spoken on the phone. I highly recommend him, as he is competent, trustworthy, and reliable—qualities that are hard to find these days. Congratulations to the company for having a professional like him.

Nuno Gomes

I’ve been a client of the company for almost 3 years, and I’ve always worked with Clycharlles Barners to handle my needs. The support provided has been excellent. Clycharlles has always demonstrated great professionalism, competence, and complete transparency in all the information provided. He is clear, approachable, and inspires confidence. I am very satisfied with the service provided. Keep up the good work.

Rafael Castro

Highly recommended. Awesome service, efficient and clear communication, and the best prices. Andreia Jacques was our dedicated agent, and we couldn’t be happier with her service. She made us feel like we were her only client and her top priority.

Gustavo Gonçalves

I recently had the pleasure of working with Klycharlles Barners at EXS on my personal insurance, and I can’t recommend him highly enough. Thank you, Charles.

Find the answers to your questions


O que é a responsabilidade civil de exploração?
É a responsabilidade da empresa por danos causados involuntariamente a terceiros durante o normal exercício da sua atividade.
Is this insurance mandatory?
Depende do setor de atividade. Em muitos casos não é obrigatório, mas é fortemente recomendado.
Cobre acidentes com clientes dentro das instalações?
Sim — quando resultam de situações involuntárias ligadas à exploração da atividade.
Este seguro cobre produtos ou serviços?
Não necessariamente. A responsabilidade por produtos ou serviços é em regra, tratada em coberturas específicas.

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