FOR SMOOTHER TRAFFIC FLOW


GREATER SAFETY ON EVERY TRIP


Whether in your daily routine or on longer trips, knowing you’re protected lets you drive with greater confidence. Car insurance is essential for protecting people, vehicles, and the liabilities associated with driving. Car insurance protects against the risks associated with driving, providing financial support and assistance in the event of an accident, breakdown, or unforeseen circumstance.

For those who don't want to wait


Compliance with Legal Obligations

Automobile liability insurance is required by law.

Financial protection in the event of an accident

Avoid high costs associated with damages or compensation.

Safety for the driver and passengers

Support in the event of an accident or unforeseen situation.

Vehicle Protection

Covers damage resulting from collisions, natural phenomena, or other events, depending on the options selected.

Travel Assistance

Assistance in the event of a breakdown, accident, or vehicle immobilization.

Peace of mind in everyday life

It reduces concerns associated with driving.

What is covered?


Civil Liability

Compensation for bodily injury or property damage caused to a third party.

Damage to one's own property

Protection of the vehicle in the event of a collision, impact, rollover, or other anticipated events.

Natural Phenomena

Damage caused by storms, floods, or other natural events.

Isolated glass breakage

Repair or replacement of vehicle windows.

Travel Assistance

Towing, breakdown service, and assistance for the driver and passengers.

Additional options

Option to include additional coverage based on the driver's and vehicle's profile.

Applicable Terms and Conditions

The actual coverage depends on the options selected and may vary depending on the plan chosen.

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HOW DO YOU WANT TO PROTECT YOUR CAR?

Car insurance is tailored to the type of vehicle, your driving style, and your needs, whether for daily commutes or occasional use. There are many options at different price points, and our team can help you choose the best value for your money. This is a type of insurance that most of us will likely need at least once in our lives—so it’s important that it provides comprehensive coverage.

How can we help?

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Dedicated Account Manager

We provide a dedicated consultant to assist you and answer your questions whenever you need it
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Evaluation

We analyze the best solution for you from among the offers available from our partner insurance companies
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Simulation

We have sent you a detailed simulation showing the most advantageous and suitable options
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Subscription

We guide you through the entire process, from start to finish, with your insurance

THE STARS SPEAK FOR THEMSELVES.
AND OUR CUSTOMERS SPEAK FOR US.

Victor Sambo

very good

Ernesto Dias

An extremely competent professional. I switched my home insurance without having to worry about the red tape involved. I’m satisfied not only because I was able to significantly lower my insurance premium, but also because of the professionalism, care, and competence shown in guiding me through the entire process.
I highly recommend Mr. Klycharlles Barners.

Carla Bom

I’m giving a 10-star recommendation for the service I’ve received from Klycharlles Barners and EXS SEGUROS. I’ve been a client for several years, with various types of insurance policies, and I’ll continue to purchase all my insurance through him. He is a highly competent professional who is always available, demonstrates deep knowledge of the insurance field, consistently presents the solutions best suited to the client’s needs, and, above all, inspires confidence in the service he provides. I highly recommend him!!!

Hugo Conceição

Klycharlles Barners 5*

Carla Santos

I highly recommend the services of EXS Seguros. They are extremely competent and dedicated professionals who are always available to answer any questions. They demonstrate a deep understanding of the insurance industry and consistently provide solutions best suited to the client’s needs. Their ethical approach and professionalism inspire confidence and reassurance. Without a doubt, an excellent insurance agent.

Jorge Silva

Kly is an excellent professional—someone who, within the company, followed up on my cases (mine and my wife’s) and went from being an employee to a friend, even though we’ve only ever spoken on the phone. I highly recommend him, as he is competent, trustworthy, and reliable—qualities that are hard to find these days. Congratulations to the company for having a professional like him.

Nuno Gomes

I’ve been a client of the company for almost 3 years, and I’ve always worked with Clycharlles Barners to handle my needs. The support provided has been excellent. Clycharlles has always demonstrated great professionalism, competence, and complete transparency in all the information provided. He is clear, approachable, and inspires confidence. I am very satisfied with the service provided. Keep up the good work.

Rafael Castro

Highly recommended. Awesome service, efficient and clear communication, and the best prices. Andreia Jacques was our dedicated agent, and we couldn’t be happier with her service. She made us feel like we were her only client and her top priority.

Gustavo Gonçalves

I recently had the pleasure of working with Klycharlles Barners at EXS on my personal insurance, and I can’t recommend him highly enough. Thank you, Charles.

Find the answers to your questions


Is auto insurance mandatory?
Yes—automobile liability insurance is mandatory for all vehicles on the road. The collision coverage is optional but highly recommended whenever possible.
What happens in the event of an accident?
Insurance helps cover the costs associated with damage caused to third parties and, when purchased, damage to the vehicle itself.
Is travel assistance included?
Many plans include travel assistance, which may vary depending on the terms of the policy.
Can I customize my car insurance?
Yes—insurance can and should be tailored to the type of car, its use, and the driver's profile.

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