PAYING FOR YOUR HOME WITH CONFIDENCE. A MORE PEACEFUL LIFE
SECURITY FOR THE FUTURE, PEACE OF MIND IN THE PRESENT
For those who don't want to wait
Evita que o encargo do crédito recaia sobre quem fica. Ajuda a liquidar ou amortizar o crédito em caso de sinistro. Reduz preocupações em momentos difíceis. O capital seguro acompanha o montante em dívida. Soluções ajustáveis à idade, prazo e perfil do segurado. It is part of a comprehensive financial security strategy.Proteção do agregado familiar
Salvaguarda do empréstimo
Tranquilidade financeira
Adaptado ao valor do crédito
Flexibility in Hiring
Supplement to other personal protective equipment
What is covered?
HOW DO YOU WANT TO PROTECT YOUR MORTGAGE?
How can we help?
Dedicated Account Manager
Evaluation
Simulation
Subscription
THE STARS SPEAK FOR THEMSELVES.
AND OUR CUSTOMERS SPEAK FOR US.
very good
An extremely competent professional. I switched my home insurance without having to worry about the red tape involved. I’m satisfied not only because I was able to significantly lower my insurance premium, but also because of the professionalism, care, and competence shown in guiding me through the entire process.
I highly recommend Mr. Klycharlles Barners.
I’m giving a 10-star recommendation for the service I’ve received from Klycharlles Barners and EXS SEGUROS. I’ve been a client for several years, with various types of insurance policies, and I’ll continue to purchase all my insurance through him. He is a highly competent professional who is always available, demonstrates deep knowledge of the insurance field, consistently presents the solutions best suited to the client’s needs, and, above all, inspires confidence in the service he provides. I highly recommend him!!!
Klycharlles Barners 5*
I highly recommend the services of EXS Seguros. They are extremely competent and dedicated professionals who are always available to answer any questions. They demonstrate a deep understanding of the insurance industry and consistently provide solutions best suited to the client’s needs. Their ethical approach and professionalism inspire confidence and reassurance. Without a doubt, an excellent insurance agent.
Kly is an excellent professional—someone who, within the company, followed up on my cases (mine and my wife’s) and went from being an employee to a friend, even though we’ve only ever spoken on the phone. I highly recommend him, as he is competent, trustworthy, and reliable—qualities that are hard to find these days. Congratulations to the company for having a professional like him.
I’ve been a client of the company for almost 3 years, and I’ve always worked with Clycharlles Barners to handle my needs. The support provided has been excellent. Clycharlles has always demonstrated great professionalism, competence, and complete transparency in all the information provided. He is clear, approachable, and inspires confidence. I am very satisfied with the service provided. Keep up the good work.
Highly recommended. Awesome service, efficient and clear communication, and the best prices. Andreia Jacques was our dedicated agent, and we couldn’t be happier with her service. She made us feel like we were her only client and her top priority.
I recently had the pleasure of working with Klycharlles Barners at EXS on my personal insurance, and I can’t recommend him highly enough. Thank you, Charles.
Find the answers to your questions
ITP é o mais completo, pois além de garantir a cobertura de IAD, têm um complemento para a atividade profissional que garante que se a pessoa segurada reunir as seguintes condições, o capital em dívida será liquidado:
n1. Incapacidade definitiva e irreversível de exercer a sua atividade profissional compatível com as suas aptidões e conhecimentos
n2. Incapacidade superior a X%, variando entre os 75% e os 60%, de acordo com a tabela nacional de incapacidades.
